Basic Information of a Car Accident Insurance Claim
One of the leading causes of death and injury in a country like the United States is said to be car accidents. From a reliable source, it is said that an estimated of more than 10.2 million car collisions every year would occur, with as many as 39,000 deaths, according to the data of the Federal Highway Administration.
Years of long term physical therapy as well as loss of wages because of injuries are usually faced by these victims of car accidents. Also, for damage repairs or replacement, one will have to spend big amount of money for these situations. There is also great suffering and psychological pain especially when there is death due to the accident.
It is the expectation of consumers for their car insurance to reimburse them appropriately for all the amount they spend due to damages and injuries occurred in the car accident, after the many years they have been paying for their insurance. Unfortunately, there are some instances when victims would find that their insurance companies cannot provide or inadequately provide and would even deny their car claims. In order to get help in getting and winning the right compensation from their insurance company, these victims can seek the help of an experienced car accident attorney.
There are some recommended steps that one can take in disputing a car accident insurance claim.
The first recommended step is to never admit it is your fault. Meaning, you speak to your attorney first and foremost before even admitting any fault to the other party involved or to any insurance people, even if you think your are guilty of the incident.
Your second move is to find representation by speaking to a lawyer whose solid reputation of his or her defence for car accident victims and experienced with auto accident claims. You will be assured of gaining favour from the efforts of these professionals when they asses your situation and in the filing of a lawsuit against your insurance company.
Hiring an independent appraiser who will make assessment of the damages of your vehicle is your next move. In most cases, these insurance companies will send their representative to assess the damages which usually lead to an evaluation of amount to the favour of the insurance company and not for the victim. By having these impartial assessors, you can have a good deal of your claim from the insurance company.
Another move to take is by keeping track of everything, including any or all medical expenses, loss of wages, psychological or physical therapy treatments and other damage claims you want to claim personally for a certain compensation amount. It is also very important to make copies of all documents relating to the accident like receipts of medical treatments and so on.